Interconnected systems
Envelope, mechanical, electrical, life-safety, elevators and unit interiors can turn one event into a building-wide investigation.
Independent complex property claims expertise
Complex losses. Clear direction.
Beshara & Associates provides senior-led adjusting, insurance appraisal and umpire services across complex commercial and specialty property claims - with deep expertise in high-rise condominiums and large habitational properties.
Houston-based • Licensed across 18 states • U.S. assignments & international inquiries
Featured expertiseHigh-rise condominium, HOA & large habitational losses
Featured expertise: high-rise condominiums
A tower is one property with hundreds of moving parts.
High-rise association claims are a core specialty within our broader complex-property practice.
Many stakeholders
Boards, managers, residents, carriers, counsel, engineers and contractors need a clear source of facts and consistent communication.
Operations continue
Life inside the building does not pause. Decisions must account for access, mitigation, resident impact, sequencing and recovery.
Services
Clarity from first inspection through resolution.
Disciplined evaluation and decision-ready reporting for losses where complexity, value and visibility are high.
Complex property adjusting
Senior-led investigation, scope development, loss evaluation and reporting for commercial property, builder's risk, hospitality, energy, manufacturing and large habitational claims.
High-rise condominium expertise
Specialized building-wide evaluation for water, wind, fire, envelope, mechanical and shared-system losses - with documentation that helps boards and stakeholders understand the path forward.
Appraisal & umpire services
Independent, technically grounded analysis for disputed property matters, delivered with the neutrality, preparation and clarity the appraisal process requires.
Business interruption
Detailed assessment of business income and extra expense exposures, with close attention to operational realities, supporting records and defensible conclusions.
Our approach
A complex claim needs more than a damage number.
Decision-makers need a credible process, clear expectations and a record that supports what happens next.
- 01
Stabilize the assignment
Establish scope, priorities, stakeholders and communication channels early.
- 02
Build the factual record
Coordinate inspections, experts, documents, estimates and operational inputs.
- 03
Translate complexity
Turn technical findings into concise reporting that decision-makers can use.
- 04
Move toward resolution
Keep the file organized, expectations current and the recovery path visible.
Selected leadership experience
Experience that guides the whole team.
Our firm's approach is grounded in 28 years of leadership across consequential property and specialty losses.
Condominium portfolios
Numerous multi-million-dollar habitational and commercial losses across Gulf and East Coast regions.
Catastrophe response
Major airport property and business-income losses involving damaged terminals, hangars and continuing operations.
Industrial complexity
Power plant explosion, production-facility fire and major train derailment assignments involving multiple parties and exposures.
Additional experience includes commercial property, builder's risk, manufacturing, energy, hospitality, business interruption, extra expense, subrogation and coverage-sensitive analysis.
Our team
Senior leadership. The right expertise. One clear direction.
Beshara & Associates is a senior-led claims team built for complex, high-value property losses.
We bring disciplined claims leadership together with the right financial, building and technical resources for each assignment. Our flexible team model keeps accountability clear while allowing the expertise around the table to match the property, loss and stakeholders involved.
Founded and led by
Charles R. Beshara
Charles is an Executive General Adjuster, Insurance Appraiser and Umpire with 28 years of experience managing complex property, business interruption and specialty claims. His experience and standards guide every Beshara & Associates engagement.
LeadershipExecutive General Adjuster
Complex property claims leadership since 1998
Reach18 active state licenses
U.S. assignments and international inquiries
RegistrationAppraiser & Umpire
Louisiana Department of Insurance
FoundationCommercial property & BI
Specialized training and decades of applied experience
Trusted support for
Commercial property stakeholdersCondominium boardsProperty managersInsurers & brokersAttorneys & appraisal panels
Common questions
Start with a direct conversation.
What types of property claims does your team handle?
Our team handles complex commercial property, builder's risk, hospitality, manufacturing, energy, large habitational, business interruption and specialty claims. We also provide insurance appraisal and umpire services for disputed property matters.
Is high-rise condominium work still a core specialty?
Yes. High-rise condominium, HOA and large habitational losses remain a featured area of expertise. We understand the interconnected building systems, stakeholder coordination and operational pressures that make these assignments distinct.
Can you take assignments outside Texas?
Yes. Our leadership holds active adjuster licenses across 18 states, and the firm considers assignments throughout the United States. International engagements can also be discussed, subject to local requirements and the scope of the assignment.
How is each assignment staffed?
Each engagement is senior-led and structured around the property, loss and stakeholders involved. We coordinate the right claims, financial, building and technical resources while maintaining clear accountability and a consistent communication path.
Does the team provide appraisal and umpire services?
Yes. The firm's services include insurance appraisal and neutral umpire work for disputed property matters. Charles R. Beshara is registered as an appraiser and umpire with the Louisiana Department of Insurance.
A consequential loss deserves senior attention